To cover rental properties with Monoline, you must have a primary home policy in place. Monoline will write coverage for up to 40 rental properties, but only when they're attached to your primary homeowners policy.
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While landlord-specific insurance carriers are becoming more common in the market, we keep rentals tied to your primary home policy to maintain clear and consistent coverage. This approach allows us to review your entire risk profile as it's intended to work together. Our umbrella coverage is designed to provide excess liability coverage over your homeowners policy, not to provide standalone protection for rental properties alone.