We require a primary home on the Monoline policy in order to cover rental properties.As the market shifts and landlord-specific carriers become more common, rentals are less often tied to a homeowners policy. To keep coverage clear and consistent, Monoline will continue to write up to 40 rentals, but only when they are attached to the primary home.This helps us review the entire risk as it is intended. Our umbrella is built to sit on top of homeowners' coverage, not as a stand-alone protection for rental properties.