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Do you cover Boats/Watercraft?

Updated over 3 weeks ago

Yes, with certain requirements.


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Watercraft can be insured if a primary insurer provides a personal watercraft policy with a minimum liability limit of $300,000 CSL or $250,000/$500,000/$100,000 split limits. Primary insurer must be an admitted insurer with A.M. Best Rating of B+ (VII) or higher. To be eligible watercraft(s) must:

  1. Have a maximum speed less than 60 MPH

  2. Be under 50 feet in length

  3. Not carry passengers or cargo for a fee.

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