Yes, we define “Autos” as motorized land vehicles, which requires motor vehicle registration and/or operator licensing, including attached trailers, travel trailers, motorhomes and motorcycles. Motorcycles are separately rated as they have a different rate for excess UM/UIM.

Primary insurer must provide a minimum liability limit of $300,000 CSL ($325,000 in Texas) or $250,000/$500,000/$100,000 split limits. Primary insurer must be an admitted insurer with A.M. Best Rating of B+ (VII) or higher.