Yes, we cover motorcycles under our umbrella policy.
Coverage Details:
Motorcycles are rated as their own category as they have a different rate for excess Uninsured/Underinsured Motorist (UM/UIM) coverage compared to standard automobiles.
Underlying Insurance Requirements:
To qualify for umbrella coverage, the primary insurer must meet the following requirements:
Minimum Liability Limits:
$300,000 Combined Single Limit (CSL), or
$250,000/$500,000/$100,000 split limits
Carrier Requirements:
Primary insurer must be an admitted carrier
A.M. Best Rating of B+ (VII) or higher
Please see our approved carrier list, if the carrier is not listed, you may select "other" for review.