Yes. To ensure coverage applies, any household resident with a learner's permit should be officially disclosed.
Disclosure Requirement: The policy schedule specifically states that the drivers declared in the application are the only drivers who live in the household and/or regularly drive the vehicles. Failing to list a permitted driver who lives in the household could conflict with this declaration.
Alignment with Primary Insurance: The policy conditions require that any changes in the number of drivers must be declared to Monoline at the same time they are declared to the primary insurance carrier.
Rating Note: While the Monoline rating rules explicitly assign premium charges for each "licensed driver", full disclosure of all operators (including those with permits) is necessary to satisfy the policy terms regarding household residents.