Watercraft can be insured if a primary insurer provides a personal watercraft policy with a minimum liability limit of $300,000 CSL or $250,000/$500,000/$100,000 split limits. Primary insurer must be an admitted insurer with A.M. Best Rating of B+ (VII) or higher. To be eligible watercraft(s) must:
- Have a maximum speed less than 60 MPH
- Be under 50 feet in length
- Not carry passengers or cargo for a fee.